THE EFFECTS  OF  ISLAMIC BANKING  PRODUCTS’  ADOPTION ON FINANCIAL  INCLUSION  AMONG  SMALL-SCALE ENTERPRISES IN NORTH CENTRAL NIGERIA. WEST AFRICA DYNAMIC JOURNAL OF HUMANITIES, SOCIAL AND MANAGEMENT SCIENCES AND EDUCATION, [S. l.], 2025. Disponível em: https://gagdm.com/index.php/WDJHSME/article/view/517. Acesso em: 5 feb. 2026.